Houston shoppers have options when shopping for the best price on Honda Odyssey insurance. They can either waste time contacting agents to get rate comparisons or leverage the internet to compare rates. There are both good and bad ways to compare auto insurance rates and we’ll show you the quickest way to get price quotes on a Honda and get the best price possible either online or from Houston insurance agents.
Auto insurance policy discounts you can’t miss
Car insurance companies do not list all available discounts in an easy-to-find place, so we break down a few of the more common as well as some of the hidden discounts that may be available.
- E-sign – Certain insurance companies will discount your bill up to fifty bucks for signing up digitally online.
- Houston Homeowners Discount – Being a homeowner can get you a discount because owning a home is proof that your finances are in order.
- Clubs and Organizations – Being in a professional or civic organization could qualify you for a break when getting a .
- Fewer Miles Equal More Savings – Fewer annual miles on your Honda may enable drivers to earn lower premium rates on the low mileage vehicles.
- Mature Driver Discount – If you’re over the age of 55, you may receive a discount up to 10% on Odyssey insurance.
- Lower Rates for Military – Being on active duty in the military could trigger a small discount.
- Resident Student – Any of your kids living away from home attending college and don’t have a car could qualify for this discount.
- Passive Restraint Discount – Vehicles with factory air bags and/or automatic seat belt systems may get savings up to 30%.
- Accident-Free Discounts – Drivers who don’t have accidents can earn big discounts when compared with insureds who have frequent claims or accidents.
- Discounts for Multiple Vehicles – Buying insurance for several vehicles with the same company may reduce the rate for each vehicle.
Discounts save money, but please remember that most credits do not apply the the whole policy. A few only apply to the cost of specific coverages such as liability, collision or medical payments. So even though they make it sound like you could get a free auto insurance policy, companies wouldn’t make money that way.
Some of the insurance companies that may offer policyholders most of the discounts above include:
Before buying, ask every company the best way to save money. Discounts might not be offered on policies in your state.
How to buy auto insurance in Houston, TX
Most of the larger companies make it easy to get coverage prices on the web. Doing online quotes doesn’t take a lot of time as you just type in the coverages you want into a form. Once entered, the company’s rating system will order your driving record and credit report and quotes a price based on the data you entered. 
Online quotes makes it simple to compare prices but the time it takes to visit multiple sites and enter the same data into a form is repetitive and time-consuming. But it’s also necessary to do this if you want to find the lowest possible prices on auto insurance.
A more efficient way to get multiple rate quotes is to use a quote form that gets price quotes from more than one company. The form is fast, helps eliminate reptitive entry, and makes rate comparisons a lot less work. After sending your information, it gets priced and you can select any or none of the pricing results. If you find a better price you can click and sign and purchase coverage. It takes just a few minutes to complete and could lower your rates considerably.
To quickly compare rates using this form now, click here to open in new window and fill out the form. If you have a policy now, it’s recommended you input the coverage information as shown on your current policy. Doing this assures you will have rate quotes using the exact same coverages.
Don’t assume everyone needs the same auto insurance coverage
When buying the right insurance coverage, there really is not a one size fits all plan. Everyone’s needs are different.
Here are some questions about coverages that can help discover whether or not you would benefit from professional advice.
- Does my insurance cover damage caused when ticketed for reckless driving?
- Will I be non-renewed for getting a DUI or other conviction?
- Does my personal auto insurance policy cover using my vehicle for business use?
- Am I covered when using my vehicle for business?
- Is my business laptop covered if it gets stolen from my vehicle?
- Do no-fault laws apply in Texas?
If you can’t answer these questions but one or more may apply to you, you may need to chat with a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form. It’s fast, free and may give you better protection.
One last thing
Insureds switch companies for many reasons like denial of a claim, high prices, an unsatisfactory settlement offer and delays in responding to claim requests. It doesn’t matter why you want to switch switching companies is not as difficult as it may seem.
More affordable auto insurance is attainable both online in addition to local insurance agencies, so you need to with both to have the best chance of lowering rates. Some insurance providers do not provide online rate quotes and usually these smaller providers prefer to sell through local independent agents.
When getting , it’s very important that you do not buy less coverage just to save a little money. There have been many situations where an insured cut liability coverage limits and discovered at claim time that the few dollars in savings costed them thousands. Your strategy should be to purchase plenty of coverage at the lowest possible cost, not the least amount of coverage.