When searching for a good Corsicana agent, we recommend you begin your search by comparing prices online instead of making phone calls. The chances are good that not only do you want a competent insurance agent, but you also want to find great rates as well.
With insurance companies like Farmers, Allstate, and independent agents having offices in Corsicana, consumers have a hard time knowing which will provide the best rates, service and coverage. To begin, it’s easy to use online price quotes to build a list of agencies to choose from.
Best way to find Corsicana agents
Educated insurance agents can point out coverage gaps and help in the event of a claim. The biggest benefit of comparing rates online is you can get the lowest rates but still work with a licensed agent. Supporting local insurance agencies is important especially in Corsicana.
After filling out this short form, your information is sent to local insurance agents in Corsicana who will return price quotes for your coverage. There is no reason to visit any agencies since price quotes are sent directly to your email. How cool is that?! You’ll get the best rates without the usual hassles of price shopping.
Independent or Captive: It’s your choice
When researching a good insurance agency, there are a couple of different types of agents that differ in how they can insure your vehicles. Insurance agencies in Corsicana are categorized either independent or captive.
Independent Agents
Independent agencies do not work for one specific company but instead can place your coverage with many different companies and possibly get better coverage at lower prices. If your agent finds better pricing, the business is moved internally and you won’t have to switch agencies. When shopping rates, it’s recommended you include several independent insurance agents to have the most options to choose from.Most can insure with different regional companies which may provide better rates.
Shown below is a list of independent agents in Corsicana that are able to give price quotes.
- Novak/Brooks Insurance – 914 Northwood Blvd – Corsicana, TX 75110 – (903) 872-6433
- Gene Mc Dougald Insurance – 1601 Crestmont Ave – Corsicana, TX 75110 – (903) 874-2301
Agency Captives
Captive agents are contracted to one company like Liberty Mutual, State Farm, Allstate and AAA. These agents are not able to compare other company’s rates so they have to upsell other benefits. These agents are trained well on their products and sales techniques which helps them compete with independent agents. Consumers frequently buy insurance from these agents primarily because of the brand legacy and the convenience of having a single billing for all their coverages.
Below is a short list of captive insurance agencies in Corsicana who can help you get price quotes.
- Allstate Insurance – 1020 W 2nd Ave – Corsicana, TX 75110 – (903) 872-0880
- Farmers Insurance Group – 120 SE County Road 2231 – Corsicana, TX 75109 – (903) 874-1973
- Farm Bureau Insurance – 757 W 2nd Ave – Corsicana, TX 75110 – (903) 872-6678
To view a complete directory of captive agents in Corsicana, click here to link.
Picking an insurance agent needs to be determined by more than just a cheap price. Here are some questions to ask:
- Which insurance companies are they affiliated with?
- If your car is in the repair shop, do you have coverage for a rental car?
- Can they give you a list of client referrals?
- How long has their agency been open in Corsicana?
- Do they have any clout with companies to ensure a fair claim settlement?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
Once you have reasonable responses for all questions you ask and an affordable coverage quote, you have narrowed it down to an insurance agency that is a good match to properly insure your vehicles.
Also consider buying auto insurance direct
Local insurance agents are important to many people, but Texas drivers can also buy directly from online companies. Some companies like Allstate and State Farm who sell through agents in Corsicana also allow consumers to buy direct online, and online price comparisons are easy if you prefer to buy online.
If you’re anxious about selecting your own policy coverages when buying direct, that should not be a issue. Online companies provide phone numbers and online resources for getting the best coverage. They also offer the ability to chat online live with a sales rep and online research to help you answer questions.
Can buying online lower your premiums? It’s difficult to say for sure because of the fact that insurance companies use many factors which can raise or lower premium rates. Common logic is that going direct saves by not paying a commission. For most online online companies, however, there are very high advertising costs so rates may not be all that different from traditional agents.
Much more information about car insurance in Texas can be found on the Texas Department of Insurance website located here. Texas drivers can find out industry alerts, get help finding coverage, download brochures, and file complaints about an insurance agent or broker.
Online plus local equals savings
When shopping online for car insurance, never reduce coverage to reduce premium. There are many occasions where an insured cut uninsured motorist or liability limits only to find out that saving that couple of dollars actually costed them tens of thousands. Your aim should be to purchase plenty of coverage for the lowest price while not skimping on critical coverages.
Discount car insurance can be bought on the web as well as from independent agents in Corsicana, and you need to price shop both to have the best chance of lowering rates. Some car insurance companies don’t offer online price quotes and usually these smaller companies provide coverage only through local independent agents.