Beeville Car Insurance Company Rate Comparisons

To find an insurance agent in Beeville, Texas, we recommend you begin your search by comparing prices online to save time. It’s assumed you’re wanting a great agent that can assess your needs, but you also want the best rates possible.

With American Family, Allstate, State Farm and independent agents all competing for business in Beeville, it’s hard to tell which auto insurance agent will provide you with the best service and rates. Thankfully, you can use insurance quotes online to build a list of insurance agents from which to choose.

Local Beeville agents and car insurance

Good agents can help determine the best coverages and give you peace of mind. One of the best bonuses of comparing insurance prices online is the fact that you can find the best rates and still have an agent to talk to. And supporting local agencies is definitely important in Beeville.

To find an agent, once you fill out this form (opens in new window), your insurance coverage information is instantly submitted to local insurance agents in Beeville who will compete for your coverage. You never need to leave your computer since price quotes are sent directly to your email. It doesn’t get any easier!

Beeville insurance agencies come in two flavors

When searching for local Beeville agents, there are a couple of types of agencies that you can select. Beeville agents are categorized either independent or captive. Both insure your vehicles, but it’s important to know the difference between them since it may influence your selection of an agent.

Independent Agencies or Brokers

These agents are not locked into one company but instead can place your coverage with lots of companies enabling the ability to shop coverage around. If you are not satisfied with one company, the agent simply finds a different carrier without you having to go to a different agency. When shopping rates, you should always include multiple independent agents to ensure the widest selection of prices. Most have the option of insuring with lesser-known insurance companies which may provide better rates.

Below is a short list of independent agents in Beeville that are able to give competitive price quotes.

  • Baker Insurance Svc – 1303 Kingfisher Dr – Beeville, TX 78102 – (361) 362-2622
  • Brooke Insurance Inc – 110 E Jones St – Beeville, TX 78102 – (361) 358-2412
Agency Captives

Captive insurance agents have only one company to place business with and examples are Allstate, AAA, Liberty Mutual and State Farm. Captives cannot give you multiple price quotes so they are skilled at selling on more than just price. Captives are trained well on the products they sell which helps them sell insurance even at higher premiums. Some consumers prefer to purchase coverage from captives mostly because of the brand legacy and the convenience of having all coverages with one company.

Listed below are captive insurance agencies in Beeville willing to provide comparison quotes.

  • State Farm Insurance – 325 N Washington St – Beeville, TX 78102 – (361) 358-1164

For a full directory of car insurance agents in Beeville, click here to link.

Choosing an insurance agency needs to be determined by more than just the bottom line cost. Ask your prospective agent these questions:

  • Does the agent have professional designations like CIC, CPCU or AIC?
  • Is assistance available after office hours?
  • Do they carry Errors and Omissions coverage?
  • Do they specialize in personal lines coverage?
  • Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?

Once you have received positive responses to any questions you have and an acceptable price quote, it’s possible that you found an insurance agency that will provide car insurance coverage.

Does buying direct online cost less?

Auto insurance agents serve a purpose, but you also have the option of buying Texas car insurance direct from companies that only sell online. Even companies like Allstate and State Farm that are more known for using agents, also give you the option to buy online, and that is helpful.

If you’re uneasy about not having an insurance agent’s advice, that should not be a issue. Companies that allow you to purchase coverage give you access to trained agents to help you decide which coverages are appropriate.

If you have the time, the only way to find out if prices are better online or from an agent is to get free quotes from both and compare them. You could possible even receive different price quotes from the same company when they use both methods. It’s not possible to know if the company’s rates are lower online or from an agent unless you compare quotes for identical coverages using both methods.

Can online rates save money? It’s difficult to provide an answer because of the number of factors that influence your rates. Common logic is that shopping direct cuts out the agent as a middleman. For most online online companies, however, advertising budgets are huge so rates may not be all that different from traditional agents.

Texas car insurance information

Much more information about car insurance in Texas is available on the Texas Department of Insurance website. Click here for link. Texas drivers can view agent and company licensing information, view a list of available companies, find out which companies have the most complaints, and report car insurance fraud.

quotes for Beeville Texas insurance

Buy online or local, you save

When shopping online for car insurance, it’s very important that you do not buy less coverage just to save a little money. There are a lot of situations where someone sacrificed collision coverage and discovered at claim time that saving that couple of dollars actually costed them tens of thousands. Your aim should be to buy the best coverage you can find at a price you can afford, not the least amount of coverage.

Consumers switch companies for a number of reasons such as high prices, being labeled a high risk driver, denial of a claim and even an unsatisfactory settlement offer. Regardless of your reason for switching companies, finding the right car insurance provider is not as difficult as it may seem.