San Antonio shoppers have many options when shopping for the lowest priced Chevy Express 1500 insurance. They can either spend hours driving around to compare prices or utilize the internet to get rate quotes. There are both good and bad ways to shop for car insurance and we’ll show you the absolute fastest way to price shop coverage for a Chevy and obtain the lowest price either online or from San Antonio insurance agents.
Are you receiving every discount?
Insurance can cost an arm and a leg, but you can get discounts that you may not know about. Many of these discounts will be applied automatically when you complete an application, but some need to be requested specifically before being credited.
- Military Discounts – Being on active duty in the military can result in better premium rates.
- Payment Discounts – If you pay your entire premium ahead of time instead of paying each month you may have a lower total premium amount.
- Own a Home and Save – Just owning your own home may trigger a policy discount on car insurance because owning a home requires a higher level of personal finance.
- Seat Belt Discounts – Drivers who require all occupants to use a seat belt can save 10% or more off PIP or medical payments premium.
- First Accident Forgiveness – but some insurance companies will forgive one accident without raising rates with the catch being you have to be claim-free for a certain period of time.
- Data Collection Discounts – Drivers who elect to allow driving data collection to analyze vehicle usage by using a telematic data system such as In-Drive from State Farm or Allstate’s Drivewise system might get better premium rates if they are good drivers.
Discounts lower rates, but some credits don’t apply the the whole policy. Most only apply to individual premiums such as liability, collision or medical payments. Despite the appearance that all those discounts means the company will pay you, companies don’t profit that way.
Popular car insurance companies and some of the discounts can be found below.
- American Family offers discounts for air bags, multi-vehicle, accident-free, mySafetyValet, defensive driver, and bundled insurance.
- Farm Bureau offers premium reductions for safe driver, renewal discount, multi-vehicle, good student, and driver training.
- State Farm has discounts for defensive driving training, multiple autos, passive restraint, good driver, driver’s education, good student, and Steer Clear safe driver discount.
- Travelers discounts include new car, multi-policy, payment discounts, driver training, and continuous insurance.
- The Hartford may have discounts that include good student, anti-theft, air bag, defensive driver, and vehicle fuel type.
- GEICO has savings for multi-vehicle, defensive driver, seat belt use, daytime running lights, and federal employee.
- Progressive policyholders can earn discounts including homeowner, multi-policy, good student, online signing, and online quote discount.
If you need , ask all companies you are considering the best way to save money. Depending on the company, some discounts might not apply in San Antonio. 
Buy San Antonio car insurance online
There are several ways you can shop for car insurance but there is one way that is less labor-intensive and much quicker. You can waste hours talking about coverages with local insurance agents in San Antonio, or you can utilize online quotes to get rates in a matter of minutes.
The majority of car insurance companies enroll in a system that allows shoppers to send in one quote, and each participating company provides a quote for coverage. This prevents consumers from doing repetitive form submissions for each company you want a rate for.
To fill out one form to compare multiple rates now click to open in new window.
The one downside to comparing rates this way is buyers cannot specifically choose which companies you will receive quotes from. If you prefer to choose specific insurance companies to receive pricing from, we put together a list of low cost car insurance companies in Texas. Click to view list.
Which method you use is up to you, but make sure you are using nearly identical quote information on every quote. If each company quotes differing limits it will be very difficult to determine which rate is truly the best in San Antonio. Just a small difference in insurance coverages or limits may cause a big price difference. Keep in mind that obtaining a wide range of quotes increases your odds of finding more affordable insurance.
Smart shoppers get results
People leave their current company for many reasons like policy cancellation, lack of trust in their agent, being labeled a high risk driver or not issuing a premium refund. It doesn’t matter why you want to switch switching car insurance companies is pretty simple and you could end up saving a buck or two.
Lower-priced car insurance is possible from both online companies as well as from independent agents in San Antonio, so you need to with both to have the best chance of lowering rates. Some car insurance companies may not have price quotes online and usually these small insurance companies prefer to sell through independent agents.
In this article, we covered many ideas to compare Chevy Express 1500 insurance premium rates online. The most important thing to understand is the more providers you compare, the higher the chance of saving money. You may even discover the lowest priced car insurance comes from some of the smallest insurance companies.