Locating better insurance prices for your Volkswagen Passat in Texas can turn out to be a painful process, but you can follow a few tricks and make it easy.
There is a right way and a wrong way to buy car insurance so you’re going to learn the best way to get price quotes for a new or used Volkswagen and find the best price possible.
It is always a good idea to get comparison quotes as often as possible because car insurance rates go up and down regularly. Even if you think you had the best premium rates for Passat insurance six months ago you can probably find a lower rate today. Block out anything you think you know about car insurance because we’re going to show you how to quote online to lower your annual insurance bill.
Pay discount rates with these discounts
Companies offering auto insurance don’t necessarily list every policy discount in an easy-to-find place, so the next list breaks down a few of the more common and the harder-to-find credits that may apply to you.
- Organization Discounts – Being in qualifying clubs or civic groups may earn a discount on your policy.
- Mature Driver Discount – If you qualify as a senior citizen, you may receive a discount up to 10% for Passat insurance.
- Military Rewards – Being on active deployment in the military could be rewarded with lower premium rates.
- Multiple Vehicles – Having multiple cars or trucks on one policy may reduce the rate for each vehicle.
- Discounts for Seat Belt Usage – Requiring all passengers to wear their seat belts may be able to save a few bucks on the medical payments or PIP coverage costs.
- Braking Control Discount – Anti-lock brake equipped vehicles can reduce accidents and therefore earn up to a 10% discount.
A little disclaimer on discounts, some credits don’t apply to the overall cost of the policy. Most only apply to the price of certain insurance coverages like physical damage coverage or medical payments. So despite the fact that it appears all those discounts means the company will pay you, it’s just not the way it works. But all discounts will positively reduce your overall premium however.
Larger car insurance companies and their possible discounts include:
- State Farm has discounts for safe vehicle, multiple policy, good driver, driver’s education, and passive restraint.
- Esurance policyholders can earn discounts including anti-theft, claim free, renters, defensive driver, multi-policy, online quote, and DriveSense.
- Progressive may include discounts for multi-policy, online signing, online quote discount, continuous coverage, and multi-vehicle.
- Liberty Mutual offers discounts including preferred payment discount, newly retired, hybrid vehicle, new graduate, multi-car, and newly married.
- Auto-Owners Insurance includes discounts for safe driver, paperless, safe vehicle, multiple vehicles, anti-theft, and group or association.
- GEICO has savings for five-year accident-free, multi-policy, daytime running lights, anti-theft, and defensive driver.
When getting , it’s a good idea to all the companies which discounts you qualify for. Some credits might not apply in every state.
Additional Texas consumer information
Additional car insurance information is available on the located here. Consumers can download brochures, learn about specific coverages, find out industry alerts, and find a variety of consumer forms.
These articles may also be worth reading.
- Proven Ways for Comparing Cheaper Houston Car Insurance
- 10 Must-Know Tips When Comparing Houston, TX Auto Insurance
Do the work, save more money
When trying to cut insurance costs, do not buy lower coverage limits just to save a few bucks. In many instances, someone sacrificed liability coverage limits only to regret that it was a big mistake. The goal is to get the best coverage possible at an affordable rate and still be able to protect your assets.
You just learned a lot of ways to save on Volkswagen Passat insurance. The most important thing to understand is the more rate comparisons you have, the better chance you’ll have of finding . Consumers could even find that the best prices are with a smaller regional carrier.
Some insurance companies may not provide internet price quotes and many times these small insurance companies provide coverage only through local independent agencies. Discount Volkswagen Passat insurance is possible from both online companies and from local insurance agents, so you should compare both to have the best rate selection.