If you’re trying to find an insurance agent in Progreso, TX, it’s recommended you do the preliminary legwork by comparing rates online to save yourself time. You need a great agent that can assess your needs, and also want to find the best possible rates.
Many insurance agents vie for your insurance dollar, and because of this it can be hard to compare insurance agencies and uncover the absolute lowest rate possible.
Local Progreso car insurance agents
Insurance agents can answer important questions and help file insurance claims. The best thing about comparing insurance prices online is you may find better rates but also keep your business local.
For easy comparison, once you complete this short form, the quote information is submitted to agents in your area who will battle to get your business. You won’t need to drive around due to the fact that quote results will go to your email. Now that’s easy!
Picking a car insurance agent requires more thought than just the bottom line cost. These questions are important to ask:
- Are they full-time agents?
- Does the agency have a good rating with the Better Business Bureau?
- Do they specialize in personal lines coverage?
- If your car is totalled, how to they determine the replacement cost?
- Is the agent and/or agency licensed to do business in Texas?
- If you have an accident, will your rates go up?
- Are there any discounts that you might be missing?
The difference between Progreso insurance agencies
When finding an insurance agent, you must know there are a couple types of insurance agents from which to choose. Agents are either independent (non-captive) or captive. Either one can write coverage properly, but it’s worth learning the difference between them since it may influence your agent selection.
Captive Agents
Captive agents have only one company to place business with and some examples include State Farm, AAA, Farmers Insurance or Allstate. Captives cannot compare other company’s rates so always compare other rates. Captive agencies are trained well on the products they sell which helps them compete with independent agents. Consumers frequently choose to use a captive agent partially due to the prominence of the brand and the convenience of having all coverages with one company.
Independent Insurance Agents
Independent agents are not employed by any specific company but rather can write business with lots of companies enabling the ability to shop coverage around. If you are not satisfied with one company, they simply move the coverage in-house and you won’t have to switch agencies.
When shopping rates, we recommend you include price quotes from multiple independent agents to ensure the widest selection of prices.Many can place coverage with different regional companies which can be an advantage.
The following is a short list of independent agents in Progreso who can help you get price quotes.
- Depot Crop Insurance – Business Fm 1015 – Progreso, TX 78579 – (956) 565-2458
- Depot Crop Insurance – 2943 Fm 1015 – Progreso, TX 78579 – (956) 565-3134
For a complete listing of Progreso insurance agents, visit this link.
Upon getting positive feedback to all your questions and a low price estimate, chances are good that you have found an insurance agent that can insure your vehicles.
You have the option to purchase direct online
Auto insurance agents are a valuable resource, but Texas car insurance can also be bought direct online. Some specific companies that sell primarily through agents also let you get a quote and buy online, and that is helpful if you prefer to buy online.
If you’re worried about not receiving proper advice when buying online, that is quite common when buying online the first time. Car insurance companies that allow you to purchase coverage provide toll-free numbers to walk you through the process. They also make available online help and live chat you can access prior to buying.
Can online rates save money? It’s hard to say exactly because of the fact that insurance companies use many factors that determine the price you pay. Some people will tell you that a consumer who buys direct saves the commission normally paid to an agent. For the majority of companies, however, getting their brand in front of customers is expensive so this can offset any savings.
Additional reading for car insurance information
More tips and info about car insurance can be found at the Texas Department of Insurance website. Texas drivers can discover disciplinary actions, find a variety of consumer forms, and find out industry alerts.
Other useful links include these car insurance answers and this link which helps you find a Progreso agent.
Quote more, save more
Affordable car insurance is available both online in addition to many Progreso insurance agents, so you should compare both to get a complete price analysis. Some companies do not provide the ability to get a quote online and usually these smaller companies provide coverage only through local independent agents.
When you buy insurance online, do not reduce coverage to reduce premium. There have been many cases where someone sacrificed uninsured motorist or liability limits and found out when filing a claim that their decision to reduce coverage ended up costing them more. The ultimate goal is to buy a smart amount of coverage at a price you can afford, not the least amount of coverage.