If you’re trying to find a good insurance agent in Burnet, Texas, you can always do the preliminary legwork online rather than picking up the phone. For this article’s sake, it’s assumed you’re not only searching for a friendly agent, but you also need affordable coverage.
With companies like independent agents, Allstate and State Farm all competing for business in Burnet, it’s hard to tell which one will provide the best service and rates. To help decide, consumers can use online price quotes to assemble a group of insurance agents and price estimates.
Buying car insurance from a local Burnet agent
Educated insurance agents are trained to spot inefficiencies and give you someone to call. One of the best bonuses of comparing insurance prices online is the fact that you can find the lowest rates and still choose a local agent. Buying from local businesses is especially important in Burnet.
For easy comparison, once you complete this form (opens in new window), your information gets sent to local insurance agents in Burnet who will battle for your insurance coverage. You won’t need to even leave your home due to the fact that quote results will go to your email. How’s that for easy!
Insurance agent types
If you’re trying to find local Burnet agents, there are two different agency structures from which to choose. Insurance agencies in Burnet can either be captive or independent (non-captive). Both write coverage properly, but it’s worth mentioning the difference between them since it can impact the selection process.
Independent Insurance Agents
Independent insurance agents are not required to write business for one company so they can insure your vehicles with any number of different companies and possibly get better coverage at lower prices. If your agent finds better pricing, an independent agent can move your coverage and you won’t have to switch agencies.
When comparing rates, we recommend you get quotes from multiple independent agents for maximum quote selection.
Listed below is a list of independent insurance agents in Burnet that are able to give rate quotes.
Cbr Insurance Reporting – 307 S Main St – Burnet, TX 78611 – (512) 756-4293
Kropp Insurance Svc – 156 Thomas Ridge Rd – Burnet, TX 78611 – (512) 756-7399
Captive Agents
These agents have only one company to place business with such as State Farm, AAA and Liberty Mutual. Captives cannot give you multiple price quotes so they have no alternatives for high prices. They are usually quite knowledgeable on their company’s products which can be an advantage.
The following are Burnet captive insurance agents who can help you get comparison quotes.
State Farm Insurance – 601 Buchanan Dr – Burnet, TX 78611 – (512) 756-6173
For a full directory of car insurance agents in Burnet, visit this link.
Deciding on a car insurance agent shouldn’t rely on just a cheap price. These questions are important to ask:
- What will you get paid if your car is a total loss? How is that amount determined?
- Is their price quote a firm figure or are their hidden costs?
- How are they compensated?
- If you have an accident, will your rates go up?
- Do they make recommendations based only on price?
- Who is covered by the car insurance policy?
Once you have received positive responses for all questions you ask in addition to an acceptable price estimate, you have narrowed it down to an insurance agent that meets your needs to service your policy.
Online companies can help you save
Professional insurance agents are indespensible for some people, but you can also find affordable Texas auto insurance directly from online companies. A few companies who have local Burnet agents also permit you to buy online, and that can save time to possibly find a better rate.
If you’re uneasy about not receiving proper advice when buying direct, don’t sweat it. Online companies that require consumers to choose their own coverages provide customer service for getting questions answered. In addition, they usually offer anytime access to help and a customer research section so you can feel comfortable buying online.
Is it cheaper to buy online? It’s difficult to say for sure because of the fact that insurance companies use many factors that influence how your policy is priced. It’s logical to say that purchasing direct online cuts out the agent as a middleman. For most companies selling online, however, there are high advertising and marketing costs so the lack of a commission may be a wash.
Much more information about car insurance in Texas is located on the website for the Texas Department of Insurance located here. Texas consumers can download brochures, get help finding coverage, file complaints about a company, and read enforcement actions against agents and companies.
Other useful links include QuoteClickInsure.com and this list of insurance agents in Burnet, TX.
A little work can save a LOT of money
People leave their current company for any number of reasons including high rates after DUI convictions, high prices, lack of trust in their agent or denial of a claim. It doesn’t matter what your reason, switching companies can be pretty painless.
Discount car insurance is possible from both online companies and also from your neighborhood Burnet agents, so you should compare both to have the best chance of lowering rates. A few companies may not provide you the ability to get quotes online and usually these regional insurance providers provide coverage only through local independent agents.