No sane person gets a kick out of paying for car insurance, especially knowing they could find lower prices if they just compared rates. Since you have so many different company options, it can be challenging to pick the right company.
Many insurance companies like Progressive, Allstate and GEICO allow consumers to get prices from their websites. Obtaining pricing is pretty painless as you just type in the amount of coverage you want as requested by the quote form. After you submit the form their quoting system automatically orders your driving record and credit report and provides a quote based on these and other factors. Being able to quote online simplifies rate comparisons, but the time it takes to visit a lot of sites and type in the same data is a big time waster. But it’s necessary to get many rate quotes in order to get better car insurance pricing.
The preferred way to lower your rates uses one simple form to return rates from a bunch of companies at once. This type of form saves time, requires much less work on your part, and makes online price comparison a lot less work. Once the form is submitted, your coverage is rated and you can choose any or none of the quote results.
If you find a better price you can simply submit the application and purchase the new policy. The entire process can be completed in less than 10 minutes and you will find out if you’re overpaying now.
If you want to find out how much you’re overpaying now, click here to open in new window and complete the simple form. If you have coverage now, it’s recommended you replicate the limits and deductibles exactly as shown on your declarations page. Using the same limits helps guarantee you will have comparison quotes for exact coverage.
Tailor your car insurance coverage to you
When choosing adequate coverage for your vehicles, there isn’t really a best way to insure your cars. Everyone’s situation is a little different and your policy should reflect that. These are some specific questions could help you determine if your situation might need an agent’s assistance.
- Does my Buick Enclave need full coverage?
- When would I need additional glass coverage?
- Is a new car covered when I drive it off the dealer lot?
- Do I need roadside assistance coverage?
- Exactly who is provided coverage by my policy?
- Do I need rental car coverage?
If you can’t answer these questions but you think they might apply to your situation, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, simply complete this short form or go to this page to view a list of companies.
Find out more about car insurance
More information can be found on the website for the Texas Department of Insurance located here. Texas consumers can read state legal mandates and laws, learn about insurance regulations, and report car insurance fraud.
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