To find a good insurance agent in Lewisville, TX, you can always start your research for an agent online instead of calling around. Consumers need a great agent that can assess your needs, and also want to find the lowest rates in Lewisville.
Multiple auto insurance agents compete for your hard-earned dollar, and because of this it can be hard to compare insurance agents and get the best coverage at the lowest price
Comparing rates from local agents
Insurance agents can point out coverage gaps and help in the event of a claim. The best thing about price shopping on the web is you can get better rates and still choose a local agent.
For easy comparison, once you complete this short form, your insurance data is emailed to companies in Lewisville who will return price quotes for your coverage. You won’t need to leave your house as quotes are delivered directly to your email. It doesn’t get any easier!
Picking a car insurance agent needs to be determined by more than just a cheap price. These questions are important to ask:
- Do they have any clout with companies to ensure a fair claim settlement?
- If they are an independent agency, which companies do they recommend?
- Who are their largest clients?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
- Do clients work directly with the agent or are most inquiries handled by a CSR?
- Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
- Can they provide you with a list of referrals?
What type of Lewisville auto insurance agent is right for you?
When finding a local agent, there are two types of agencies from which to choose. Insurance agencies in Lewisville are categorized either independent or captive. Either one can write coverage properly, but it’s good to learn how they are different since it may influence your agent selection.
Captive Agents
These agents work for only one company and some examples include State Farm or Allstate. These agents are not able to place coverage with different providers so it’s a take it or leave it situation. Captive agents are well schooled on their company’s products which helps them sell insurance even at higher premiums. Consumers often buy from captive agents mostly because of the prominence of the brand and the convenience of having all coverages with one company.
The following is a list of captive insurance agents in Lewisville that are able to give rate quotes.
- Farmers Insurance Group – 873 S Stemmons Fwy # 100 – Lewisville, TX 75067 – (972) 355-1717
- Allstate Insurance – 413 E Round Grove Rd # 102 – Lewisville, TX 75067 – (972) 315-9118
- State Farm Insurance – 297 W Round Grove Rd – Lewisville, TX 75067 – (972) 315-0690
Independent Agents (or Brokers)
These agents are not employed by any specific company so they can insure your vehicles with lots of companies and potentially find a lower price. To transfer your coverage to a different company, an independent agent can move your coverage without you having to go to a different agency.
When comparing rates, we recommend you include price quotes from at least one independent agent to have the most options to choose from. Most have the option of insuring with smaller companies who may have lower rates.
Shown below are Lewisville independent agents that are able to give price quote information.
- Direct General Ins Agency – 1288 W Main St – Lewisville, TX 75067 – (972) 956-9136
- Lone Star Insurance – 201 S Mill St # 121 – Lewisville, TX 75057 – (972) 436-9666
- PCL Contract Bonding Agency – 417 Oakbend Dr # 150 – Lewisville, TX 75067 – (972) 459-4749
- North Texas Insurance – 1422 W Main St # 102 – Lewisville, TX 75067 – (972) 436-2015
- Eddie Hurst Agency – 535 W Purnell Rd – Lewisville, TX 75057 – (972) 221-3354
For a complete listing of insurance agents in Lewisville, please go to this site.
Upon receiving answers to your satisfaction to all your questions and locked in a price quote, chances are good that you have found an insurance agent that meets your needs to properly service your car insurance policy.
The online alternatives
Insurance agencies are a valuable resource, but you also have the option of buying directly from online companies. Even companies like Allstate and State Farm who have local Lewisville agents also let you buy direct online, so this should also be taken into consideration to possibly find a better rate.
If you’re anxious about choosing your own coverages, don’t sweat it. Companies provide phone numbers and online resources for getting advice on proper coverages. Most companies also provide help pages and frequently asked questions to make it easier to purchase.
Is auto insurance cheaper online? It’s hard to say exactly because of the number of factors that influence your rates. Common logic is that buying direct cuts out the middleman. For most online online companies, however, the cost of constant advertising is expensive and that impacts the rates consumers pay.
Keep this in mind
Discount car insurance can be sourced on the web as well as from independent agents in Lewisville, and you need to price shop both to have the best selection. A few companies don’t offer the ability to get a quote online and these regional insurance providers work with independent agents.
Consumers switch companies for a number of reasons such as denial of a claim, extreme rates for teen drivers, delays in paying claims or high rates after DUI convictions. It doesn’t matter what your reason, finding a great new company is less work than it seems.
More tips and info about car insurance is available at the Texas Department of Insurance website. Texas drivers can view agent and company licensing information, get help finding coverage, find out which companies have the most complaints, and report car insurance fraud.