If you’re trying to find a good Lake Jackson agent, you can always start your research by getting online comparison quotes rather than looking in the yellowpages. Consumers need a professional agent, but also need the best possible rates.
Lots of car insurance agents contend for your hard-earned dollar, and because of this it can be hard to compare insurance agents to get the lowest rate
Working with a local agent
Agents can answer important questions and help in the event of a claim. One of the best bonuses of getting online price quotes is the fact that you can find the best rates but still work with a licensed agent.
To help locate an agent, after submitting this simple form, your insurance coverage information is emailed to companies in Lake Jackson who will return price quotes to get your business. There is no need to leave your computer as quotes are delivered immediately to your email address. It doesn’t get any easier!
Picking an insurance agent should depend on more than just a low price. Some important questions to ask are:
- Is the agent and/or agency licensed to do business in Texas?
- Do they regularly work with personal auto policies?
- Which company do they place the most coverage with?
- Do clients work directly with the agent or are most inquiries handled by a CSR?
- How much will you save each year by using a higher deductible?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
What type of Lake Jackson car insurance agent is right for you?
When looking for a reputable insurance agent or broker, you must know there are a couple types of insurance agents that differ in how they can insure your vehicles. Agencies in Lake Jackson are classified as either captive or independent. Either one can properly insure your vehicles, but it’s worth mentioning the differences since it can impact the type of agent you choose
Agency Captives
These agents work for only one company such as Liberty Mutual, Allstate, Farmers Insurance or State Farm. These agents are unable to give you multiple price quotes so it’s a take it or leave it situation. These agents are well schooled on their company’s products which helps them sell insurance even at higher premiums.
The following are Lake Jackson captive insurance agencies who may provide you with price quote information.
Allstate Insurance – 120 Circle Way St # 1c – Lake Jackson, TX 77566 – (979) 297-5100
Chris Davies State Farm – 120 Highway 332 W # B14 – Lake Jackson, TX 77566 – (979) 285-2200
Independent Agents
Independent agencies are not required to write business for one company so they have the ability to put coverage with multiple insurance companies and potentially find a lower price. If your agent finds better pricing, your agent can switch companies and you won’t have to switch agencies. When comparison shopping, we recommend you get quotes from several independent insurance agents to have the most options to choose from.
The following are independent agents in Lake Jackson that are able to give price quotes.
Clawson Insurance Agency Inc – 115 N Dixie Dr – Lake Jackson, TX 77566 – (979) 299-1775
Le Blanc Agency – 135 Oyster Creek Dr # H – Lake Jackson, TX 77566 – (979) 297-9747
Danz Insurance – 103 Circle Way St # C – Lake Jackson, TX 77566 – (979) 297-5896
Clawson Insurance Agency Inc – 115 N Dixie Dr – Lake Jackson, TX 77566 – (979) 299-1775
For a full directory of licensed insurance agents in Lake Jackson, please click here.
After receiving acceptable answers to all your questions and a good coverage price, chances are good that you have found an insurance agency that will properly insure your vehicles.
Can you buy online and save?
Professional insurance agents are indespensible for some people, but Texas car insurance can also be bought direct online. Some specific companies like Allstate and State Farm who have local agents in Lake Jackson also allow consumers to buy direct on their websites. This is something to consider and can also potentially find you lower rates.
If you’re concerned about whether or not you’ll have guidance when buying online, this is a normal reaction for first-time shoppers. Car insurance companies that require consumers to choose their own coverages give you access to trained agents for answering any questions you have.
Is pricing better online? Whether or not you’ll save is impossible to say due to the fact that there are many factors that influence your rates. Many people think that shopping online for auto insurance saves the commission normally paid to an agent. But the reality is marketing their products costs a lot of money so there may not be significant savings.
More effort can pay off
Consumers switch companies for any number of reasons including delays in responding to claim requests, poor customer service, delays in paying claims and even being labeled a high risk driver. Regardless of your reason for switching companies, finding a new auto insurance company is not as difficult as it may seem.
Affordable auto insurance is attainable online and also from your neighborhood Lake Jackson agents, and you should compare price quotes from both to get a complete price analysis. A few companies may not provide online price quotes and many times these small, regional companies only sell through independent insurance agents.
Additional reading for auto insurance information
Even more information is located at the Texas Department of Insurance website. Visitors are able to view agent and company licensing information, get help finding coverage, and report car insurance fraud.