To find a licensed insurance agent in Cleveland, you can do the preliminary legwork by getting online comparison quotes in order to save time. Consumers require a professional licensed agent, and also competitive auto insurance rates.
Lots of car insurance agents contend for your hard-earned dollar, and it can be difficult to compare rates and get the definite lowest rate possible.
Best way to find Cleveland agents
Educated insurance agents are trained to spot inefficiencies and help file insurance claims. One of the great benefits of comparing rates online is you can get the best rates and still choose a local agent.
To find an agent, once you fill out this short form, your information gets sent to insurance agents in Cleveland who will give you bids for your insurance coverage. There is no reason to leave your computer because quoted prices will be sent straight to your inbox. How’s that for easy!
Deciding on an insurance agency should depend on more than just the bottom line cost. Any agent should be forthright in answering these questions:
- If they are an independent agency, which companies do they recommend?
- Do the coverages you’re quoting properly cover your vehicle?
- Do they specialize in personal lines coverage?
- Does the agency provide any after hours assistance?
- Does the agent have professional designations like CIC, CPCU or AIC?
Choose an insurance agent wisely
If you’re trying to find a good Cleveland insurance agent, you must know there are a couple types of agencies that you can select. Cleveland agents can either be captive or independent. Either one can insure your vehicles, but it’s good to learn how they are different since it may influence buying decisions.
Captive Insurance Agents
Captive insurance agents have only one company to place business with such as Farmers Insurance or State Farm. These agents are unable to provide prices from multiple companies so they have no alternatives for high prices. Captives receive extensive training on the products they sell which helps them compete with independent agents.
The following is a short list of captive insurance agents in Cleveland who can help you get rate quotes.
Allstate Insurance – 100 W Houston St – Cleveland, TX 77327 – (281) 593-1155
Independent Agencies or Brokers
Independent agencies are not locked into one company so they can insure your vehicles with any number of different companies enabling the ability to shop coverage around. To move your coverage to a new company, your agent can switch companies and you won’t have to switch agencies. When comparing rates, you should always include price quotes from at least one independent agent for the best price selection.
Shown below are Cleveland independent agents willing to provide comparison quotes.
Lee Insurance – 415 E Crockett St – Cleveland, TX 77327 – (281) 592-9999
Craig Bounds Insurance – 200 S College Ave – Cleveland, TX 77327 – (281) 593-1113
To view a full list of licensed insurance agents in Cleveland, view this link.
Upon getting answers to your satisfaction to all your questions and a good coverage price, chances are good that you have found an insurance agent that is a good match to service your policy.
But what about GEICO, Esurance and Progressive?
Licensed agents can be invaluable at times, but you can also buy Texas car insurance direct from companies that only sell online. Some car insurance companies who have local Cleveland agents also give you the option to get quotes and purchase online, so that should be considered as an alternative to contacting agents.
If you’re uneasy about not receiving proper advice when buying direct, this really isn’t an issue. Online companies all have client service departments to answer any questions you may have.
Is auto insurance cheaper online? It’s hard to say exactly due to the large number of individual components that influence your rates. It’s a common assumption that shopping direct cuts out the middleman. For the majority of companies, however, there are very high advertising costs so the lack of a commission may be a wash.
Cheaper insurance is a realistic goal
When shopping online for auto insurance, it’s a bad idea to sacrifice coverage to reduce premiums. There are a lot of situations where drivers have reduced physical damage coverage only to regret at claim time that the few dollars in savings costed them thousands. Your strategy should be to buy the best coverage you can find at an affordable rate while not skimping on critical coverages.
Low-cost auto insurance can be sourced on the web and with local Cleveland insurance agents, and you should be comparing both in order to have the best price selection to choose from. A few companies do not offer the ability to get a quote online and usually these small insurance companies provide coverage only through local independent agents.
Even more information can be read at the Texas Department of Insurance website. Texas drivers can learn about insurance regulations, read industry bulletins, find out industry alerts, and view a list of available companies.
The articles below may also help you learn more about auto insurance in Cleveland