When trying to find a licensed insurance agent in Slaton, you can always start your search by getting online comparison quotes rather than picking up the phone. The chances are good that not only do you want a highly trained agent, but you also want affordable coverage.
With companies like State Farm, Allstate, Farmers and independent agents all competing for business in Slaton, it’s difficult to determine which car insurance agent will have the lowest rates and best service. To begin, it’s easy to use online quoting to assemble a group of insurance agents from which to choose.
Compare Slaton agent rates online
Agents can answer important questions and help file insurance claims. The best thing about comparing insurance prices online is that you can obtain better rates and still have an agent to talk to. And supporting local businesses is definitely important in Slaton.
After filling out this short form, your coverage information is immediately sent to participating agents in Slaton who will battle for your coverage. You never need to drive around since price quotes are sent immediately to your email address. How’s that for easy!
Choose the right insurance agent
If you’re trying to find a local agent, there are two types of agencies to choose from. Agencies in Slaton are either captive or independent (non-captive). Either one can properly insure your vehicles, but it’s worth learning how they are different since it may influence your agent selection.
Independent Agencies or Brokers
Independent agencies are not locked into one company but rather can write business with lots of companies depending on which coverage is best. If you are not satisfied with one company, the business is moved internally and that require little work on your part. When comparing rates, we recommend you get quotes from several independent insurance agents to get the best comparison.
The following are independent insurance agencies in Slaton that may be able to provide rate quotes.
Bob Brake Insurance – 100 S 8th St – Slaton, TX 79364 – (806) 828-5803
Kendrick Crop Insurance – 145 W Lubbock St – Slaton, TX 79364 – (806) 828-4509
Captive Insurance Agents
These agents can only place business with one company and some examples include Farmers Insurance or State Farm. Captives cannot give you multiple price quotes so they have to upsell other benefits. Captives are usually quite knowledgeable on their products and sales techniques which can be an advantage.
Shown below is a list of captive agents in Slaton that are able to give comparison quotes.
Farmers Insurance Group – 100 N 8th St – Slaton, TX 79364 – (806) 828-6687
State Farm Insurance – 105 N 10th St – Slaton, TX 79364 – (806) 828-5863
For a full directory of captive insurance agencies in Slaton, click here to link.
Deciding on an insurance agency should depend on more than just the price. Ask your prospective agent these questions:
- Is assistance available after office hours?
- Are claim adjusters local or do you have to take your car somewhere else?
- Will your rates increase after a single accident?
- Does the agency support the community they serve?
- Do they carry Errors and Omissions coverage?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
Upon receiving positive responses to your questions and locked in a price quote, it’s possible that you found a car insurance agent that is a good match to service your policy.
Online companies should be in the mix
Insurance agents serve a purpose, but Texas consumers also have the option to buy from companies direct over the internet. Certain auto insurance companies like State Farm and Allstate who sell through agents in Slaton also give you the option to buy direct online, so this should also be taken into consideration.
If you’re uncomfortable with not receiving proper advice when buying online, don’t sweat it. Online insurance companies that allow you to purchase coverage provide toll-free numbers that you can contact for information.
Do people save by buying online? Many people think so, but it’s hard to say for sure because there are a lot of things that can increase policy rates. Some people think that buying online reduces premiums because there is no agent. For the majority of companies, however, marketing their products costs a lot of money so there may not be significant savings.
More consumer information in Texas
Much more information about car insurance in Texas can be read on the website for the Texas Department of Insurance through this link. Texas drivers can file complaints about a company, read industry bulletins, and download brochures.
Buy online or local, you save
Consumers change insurance companies for many reasons like lack of trust in their agent, delays in responding to claim requests, policy cancellation or even high rates after DUI convictions. No matter why you want to switch, choosing a new insurance company is easier than you think.
The cheapest car insurance can be purchased from both online companies and with local Slaton insurance agents, so you should be comparing quotes from both so you have a total pricing picture. Some insurance companies do not offer online price quotes and these small insurance companies work with independent agents.