Did a good deal turn into high-priced auto insurance? Believe me when I say many San Antonio drivers have buyer’s remorse. Insurance companies such as Allstate, Progressive and GEICO continually bombard you with catchy ads and it is challenging if not impossible to ignore the promise of big savings and do the work needed to find the best deal.
Reducing your insurance rates is not a difficult process. You just need to take time comparing rate quotes from online providers. This can be accomplished using one of these methods.
- If you don’t have a lot of time, the easiest way to compare a lot of rates at once is a comparison rater form like this one (opens in new window). This easy form prevents you from having to do a different quote for each price estimate. In just a few minutes this one form compares rates from many national carriers.
- A slightly less efficient method to shop for auto insurance online requires you to visit the website for every company you want to comare and repeat the quote process again and again. For sake of this example, we’ll assume you want to see prices from Nationwide, Liberty Mutual and GEICO. In order to compare rates, you need to go to every website and repeatedly enter your information, which is why the first method is more popular. For a list of links to companies insuring cars in San Antonio, click here.
- The final method to compare price estimates is calling or driving to all the different San Antonio insurance agencies. Shopping for auto insurance online makes this unnecessary unless you have a need for the peace of mind that you can only get from talking to an agent. However, consumers can get the lowest quotes online and have a local agent actually service the policy.
Compare rates however you want, just make sure you are using equivalent coverage information with each company. If you use differing limits you can’t possibly determine which company has the best rates in San Antonio.
When to contact an insurance agent
Some consumers would prefer to go talk to an agent and that is just fine! Agents can help you choose the best coverages and help submit paperwork. A good thing about price shopping on the web is you can get better rates but still work with a licensed agent. And buying from local agents is still important in San Antonio.
After filling out this quick form, the quote information is instantly submitted to agents in your area that can provide to get your business. There is no need to contact any agents because quoted prices will be sent to you instantly. If you need to quote rates for a specific company, you would need to find their quoting web page and give them your coverage information.
In order to view licensed agents near you, visit this complete selection of San Antonio, TX insurance agencies.
Finding the right insurance company requires you to look at more than just the price. The questions below may impact your decision as well.
- Are claims handled at the agent’s location?
- Can you get a list of referrals?
- What companies can they write with?
- Are they paid to recommend certain coverages?
- Do you qualify for any additional discounts?
Upon getting good answers to any questions you have as well as quotes, you’ve probably found a company that meets the criteria to properly service your auto insurance policy.
More information about auto insurance
Additional information is located on the Texas Department of Insurance website found here. Visitors are able to file complaints about a company, find a variety of consumer forms, read consumer alerts, and read state legal mandates and laws.
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