Finding better insurance prices for a Honda CR-V in Texas can be an all-consuming task, but you can follow our auto insurance buying tips and make it easy. There is a right way and a wrong way to shop for auto insurance and we’ll show you the best way to get price quotes for your Honda and get the lowest possible price.
You need to compare prices yearly due to the fact that insurance prices fluctuate regularly. If you had the lowest quotes for CR-V insurance a couple years back other companies may now be cheaper. Forget anything you know (or think you know) about auto insurance because you’re about to find out the proper way to eliminate unnecessary coverages and save money.
Discounts can really help lower premiums
Not too many consumers would say auto insurance is affordable, but there could be significant discounts that could help you make your next renewal payment. A few discounts will automatically apply at the time of purchase, but a few must be manually applied before they will apply.
- Driver Education Discount – It’s a good idea to have your young drivers enroll and complete driver’s education in high school.
- Paperless Signup – Some of the larger companies give back up to $50 simply for signing on their website.
- Accident Forgiveness Coverage – Not a discount per se, but a few companies such as State Farm and Progressive allow you one accident before raising your premiums so long as you haven’t had any claims prior to the accident.
- Anti-lock Brakes – Anti-lock brake equipped vehicles can reduce accidents and therefore earn up to a 10% discount.
- Passive Restraint Discount – Cars that have air bags or automatic seat belts can receive discounts of 20% or more.
- Home Ownership Discount – Owning a home in Austin can earn you a little savings because owning a home demonstrates responsibility.
- Discounts for Government Workers – Having worked for a branch of the government may qualify for a discount when you for CR-V insurance with select insurance companies.
- Discounts for Multiple Vehicles – Buying coverage for several vehicles on a single policy can reduce rates for all insured vehicles.
Don’t be surprised that most credits do not apply to the entire policy premium. Most cut individual premiums such as collision or personal injury protection. Just because it seems like you could get a free auto insurance policy, that’s just not realistic.
To see a list of providers that offer some of these discounts in Austin, click this link.
Additional Texas consumer information
Even more information is available at the Texas Department of Insurance website. Texas drivers can get help finding coverage, learn about specific coverages, and file complaints about an insurance agent or broker.
The articles below may also help you learn more about auto insurance in Austin
- Car Insurance in Austin Texas 7 Discounts You Might be Missing
- 6 Best Tips to Lower Auto Insurance Costs in Austin Texas
Final thoughts
As you , you should never reduce needed coverages to save money. There have been many situations where someone sacrificed comprehensive coverage or liability limits only to discover later that the small savings ended up costing them much more. Your aim should be to purchase a proper amount of coverage at the best possible price, but don’t skip important coverages to save money.
Drivers change insurance companies for any number of reasons including not issuing a premium refund, questionable increases in premium, lack of trust in their agent and even poor customer service. No matter why you want to switch, choosing a new insurance company can be easier than you think.
We just showed you a lot of tips how to lower your Honda CR-V insurance rates. The key thing to remember is the more price quotes you have, the better likelihood of getting . Drivers may discover the biggest savings come from some of the lesser-known companies.