To locate a good insurance agent in Paris, Texas, it’s recommended you do an initial search for an agent online rather than looking in the yellowpages. Chances are good you’re not only searching for a great agent that can assess your needs, but you also want great rates as well.
With State Farm, Allstate, Farmers and independent agents having local Paris offices, it’s hard to tell which will have the best service and rates. To help decide, you can use online quoting to get a list of insurance agencies to choose from.
Why do I need an agent?
Insurance agents can help determine the best coverages and help file insurance claims. The best thing about comparing insurance prices online is you may find lower rates and still choose a local agent. Supporting small agencies is important particularly in Paris.
After filling out this simple form, your insurance coverage information is instantly submitted to local insurance agents in Paris who will battle for your coverage. You never need to leave your house since price quotes are sent immediately to your email address. How’s that for easy! Get lower rates AND an agent nearby.
The following are Paris insurance agents that may be able to provide price quotes.
- Autoplan Insurance – Fm Road 2820, Paris, TX 75460 – (903) 785-3665
- Allstate Insurance – 3425 Pine Mill Rd, Paris, TX 75460 – (903) 785-1733
- 1 Month Auto Insurance – 1404 Lamar Ave, Paris, TX 75460 – (903) 785-9246
- Farmers Insurance Group – 3605 NE Loop 286 # 100, Paris, TX 75460 – (903) 784-2576
- State Farm Insurance – 3110 Lamar Ave, Paris, TX 75460 – (903) 785-0013
To view a full list of insurance agents in Paris, please view this page.
Picking an insurance agent shouldn’t rely on just a low price. These are valid questions to ask:
- Can they provide you with a list of referrals?
- Is vehicle damage repaired with OEM or aftermarket parts?
- Do you have coverage for a rental car if your vehicle is in the repair shop?
- Do they carry Errors and Omissions coverage?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
- Is vehicle mileage a factor when determining depreciation for repairs?
Once you have received reasonable responses to any questions you have and an acceptable price quote, you may have just found an insurance agent that can adequately provide car insurance.
Does buying direct online save money because there is no agent?
Insurance agents are important to many people, but Texas car insurance can also be bought from companies direct over the internet. Some companies, such as Farmers Insurance and State Farm, who have local agents in Paris also permit you to buy direct online, so keep that in mind if you prefer not to work with an agent.
If you’re worried about choosing your own coverages when buying direct, this is a normal reaction for first-time shoppers. Car insurance companies that require consumers to choose their own coverages provide options for answering any questions you have. They also offer anytime access to help and a customer research section to clarify any questions you may have.
Will you save money buying auto insurance online? It’s difficult to provide an answer because of the fact that insurance companies use many factors that determine your policy premium. Many people think that buying car insurance online lowers rates due to not having any agent compensation. But in reality, promoting brand recognition is pricey so the rates may be similar to buying from an agent.
Smart consumers save more
Drivers switch companies for many reasons like questionable increases in premium, high rates after DUI convictions, being labeled a high risk driver and high prices. It doesn’t matter why you want to switch choosing a new company is easier than you think.
Discount car insurance can be bought both online and also from your neighborhood Paris agents, and you should compare price quotes from both in order to have the best price selection to choose from. Some insurance companies may not provide the ability to get a quote online and these small, regional companies work with independent agents.
Read more about Texas car insurance
Much more information about car insurance in Texas can be read on the Texas Department of Insurance website found here. Texas drivers can view a list of available companies, find disaster information, and find out industry alerts.
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